Federal Direct Subsidized and Unsubsidized Loans are federally supported, low-interest student loans with flexible repayment options. Subsidized loans are offered to undergraduate students who are eligible on the basis of calculated need, while unsubsidized loans are available to both undergraduate and graduate students even for those who do not qualify for need-based financial aid.
All applicants must submit the Free Application for Federal Student Aid (FAFSA) for determination of Federal Direct Subsidized and/or Unsubsidized Loan eligibility. Students must also complete Entrance Counseling and the Master Promissory Note before the initial disbursement of a Direct Loan can be made.
The following links provide information on terms and conditions of Federal Direct loans: